Certain things for the house are grossly overpriced relative to their value. Window treatments come to mind. Another one is systems that keep your gutters free of leaves and other debris. Many go for $3 to $5 per linear foot, and that's just for the materials. You still need them installed.
How many times have you filled up the Brita pitcher? How many filters have you replaced and tossed? Ditch the pitcher. Unnecessary clutter on your kitchen counter and takes up space in the fridge you could be using for more important things like beer.
As we explain in another post, insurance is never a good investment and at best it’s a cost of living to be minimized whenever possible. Conventional car insurance, an inefficient market for consumers, charges the same premium regardless of one of the largest risk influencers: how much you drive.
The insurance business is either the best or the worst depending on what side of the transaction you're on.
As the insurance company you get to carefully select your customers on your terms according to risk, and then collect gobs of premiums you can invest not only to pay out claims later, but also to turn a profit. It’s a big reason why Warren Buffet’s portfolio is rife with insurance businesses and he’s outlined the merits in prior annual letters to shareholders.
J. Crew introduced its J. Crew Factory brand that features basically the same New England preppy stuff you can get from their main site, only a lot cheaper. What's their strategy? No clue but we'll take advantage and order from J. Crew Factory as long as they let us.
Costco's a great place to load up on dishwasher pellets and 50 lb of jasmine rice. But clothing? Chances are, you've been intrigued by the dozens of tables with stacks of clothes in the center of the store but never stopped to look.
For those in New York, Chicago, Boston, Minneapolis, Denver, Milwaukee, Buffalo and many others, winter is no joke. Not only are subzero wind chills uncomfortable, but also they can also kill you. Venturing outside can feel like walking on the moon, requiring a spacesuit to survive.
To earn a place in your repertoire, a pair of shoes needs to go the extra mile, not just durable but also versatile. Shoes are one of the most expensive items in a man's wardrobe so we've selected a minimal set of shoes that together work for any occasion in any weather. And we do mean any.
For any tie to gain admission to your professional work wardrobe, you need to be able to wear it with any of your solid color shirts, at a minimum. If you’re following our advice that means ties that don’t look absurd with white, blue or pink. Generally those that are navy or burgundy or gray fit the bill. These colors can be worn with any of the solid shirts, forming either a very put-together look or a creative contrasting look, depending on the permutation.
At The Smart Savvy Life we're big fans of letting someone else drive it off the lot. And we're not just talking about cars. By buying things that are less than brand new and shrink wrapped, you can easily save 10-20 percent.
For city dwellers, gardening in close quarters presents unique challenges. Surrounded by tall buildings and often shaded with arching trees, plants need to thrive in little sunlight. Air quality can be poor. Compact spaces require careful planning and thoughtful composition.